How to Troubleshoot the TurboTax Update Issues

Though the TurboTax is a secure and robust program, you might face problems at times when updating the software. Most of such issues are minor and can be easily fixed with basic troubleshooting. For any query or major issues, you can contact TurboTax customer care experts online and get solutions instantly and efficiently. Here’s how to solve the Turbo Tax update problems.

Update Errors:

TurboTax update problems usually cause error messages, or the download process might stop before it is completed. When updating the software, you might face some of the typical errors, including the ‘Error create firewall rule(s)!’ A basic statement may appear stating the ‘executable has encountered a problem.’ In addition to the error messages, you can only update the TurboTax program for current tax year – it can’t refresh the copy of the version you bought for a previous year because the federal and state tax laws change from one to the next year.

Causes for Update Problems:

Some of the errors that might occur while trying to update TurboTax program are mainly resulting from the incorrect settings on your PC, the software interference, hardware issues, and the Internet connectivity problems. Sometimes, software code itself can be the reason of update problem. So, before going further, you should check for these possible reasons.

Note – You can contact the TurboTax customer care number to get immediate solutions and resolve different e-filling issues in TurboTax.

Download Errors:

Users also reported that the update bar on TurboTax pauses at 0 or 100 percent at times, or download process randomly freezes. Besides these possible causes, the ‘one-click update’ button may not work correctly to install updates automatically. Sometimes, firewall settings on your PC might encounter an error or cause the update failure before it finishes or not to initiate at all.

Troubleshooting Solutions:

If the TurboTax update process fails before it completes, it’s recommended to disable ad blocking plug-ins and pop-up on your web browser. Ensure that the firewall software is set to identify TurboTax as a trustworthy website and that the firewall is disabled in the download process. Sometimes, download interruptions are resulted by insufficient disk space, so make sure that the hard drive has the sufficient space for a large process. If required, you should use the disk clean-up utility to create more space. In case you’re still facing the error, even it’s not caused by the firewall; you need to reinstall the TurboTax update.

Other Considerations:

If the above-discussed solutions didn’t work to fix the TurboTax update issues, you must consult the Intuit customer support professionals to get rid of them instantly and efficiently. A team of skilled and proficient people will guide you step-by-step to fix the possible problems and efficiently update your TurboTax program.

Warnings:

Also, remember to enable the firewall and other antivirus programs again after disabling them to allow the TurboTax updates. While disabling the security programs to allow the TurboTax download poses some risk, letting your PC remain unsecured enhances the chance of infection by viruses and vulnerability to attacks.

Twelve Things It Pays To Review With Your Disabled Clients

No one plans a disabling condition, but it has the potential to cause distress in every area of your client’s life. As attorneys, we often see clients dealing with a multitude of issues that result from this unfortunate situation. Here are a few things attorneys should consider when advising someone who is dealing with a disability:

If it appears that the disabling condition will last a year or more (or is expected to result in death), clients should apply for Social Security disability. It is relatively easy to apply and may be done online, by phone, or in person at the local Social Security Administration office. Qualifying individuals will receive a monthly benefit (based on earnings history) with annual cost of living increases and Medicare coverage for as long as they remain disabled. At full retirement age the benefits will convert to retirement benefits at the same rate. Dependent children of disabled clients are also eligible for monetary benefits, excluding Medicare, until they reach the age of 18.

Clients should understand that, even if they are receiving other benefits such as workers’ compensation, they may also be eligible for Social Security disability and should apply as soon as possible. The Social Security disability process can take a long time, so the sooner the application is in the quicker the benefit may be awarded.

Clients who wait too long to file for Social Security disability may receive fewer retroactive benefits, may delay their Medicare entitlement (which has a two-year waiting period), and in some cases may put the entire claim at risk. Most clients lose their health insurance at some point after becoming disabled. If the client can no longer afford treatment, it becomes difficult, if not impossible, to obtain the opinion of the treating physician, which is usually critical to getting the claim approved.

It’s also important to know the qualifying criteria when applying for Social Security disability, including the legal definition of a disability and the earnings record under which a client may qualify. Individuals may qualify under another wage earner’s earnings record, such as a parent, spouse, or in some cases a divorced spouse. The system can be very complex and is more easily navigated by attorneys who regularly practice in this area of law.

Clients should explore other disability benefits available to them. Some may be covered under short term and long term disability plans through their employment or under a private policy. State and local government employees may be eligible for disability retirement benefits and, in some instances, continued group health insurance coverage through the SC Retirement Systems (SCRS). Some federal employees are eligible for disability benefits through other federal plans, such as the Federal Employees Retirement System (FERS) or the Railroad Retirement Act. Clients who are veterans may be eligible for disabled veterans’ benefits, including non-service connected disability and free medical care.

Disabled individuals also should check into options such as credit disability policies, a common feature with many credit cards and lending institutions, which may cover payments in the event of a disability. Additionally, some federally insured student loans may be waived in the event of a disability.

State retirement disability claims pose a dangerous trap for the unwary because the application must be filed within 90 days of the client’s termination. If your client is a state or local government employee (including public school teachers), you should counsel that client to file the disability application immediately. In fact, the SC Retirement Systems allow a member to file a disability claim while the client is still working, and if the claim is approved the client may then retire.

Some clients who are eligible for SC Retirement Systems disability are so desperate for income when they lose their government job that they decide to cash in their contribution. Clients should be strongly cautioned against this course of action because the potential loss of benefits, including continued health insurance coverage in some cases, far exceeds the amount of the client’s contribution. Advise these clients that SCRS claims are processed relatively quickly and that the legal standard is easier to prove than for Social Security disability.

While it’s possible to navigate the Social Security disability system as an individual, clients should be aware that hiring an attorney can greatly enhance their chances of approval should they need to appeal. Statistics published by Social Security show that the approval rate for appeals is higher when the client is represented by an attorney. Attorneys can often do a better job if they are brought on board early in the process, when the claim is first denied, or in some situations before the claim is even filed.

Clients should make sure that their attorney has experience in handling Social Security disability claims and is able to handle the case through all levels of appeal. Out-of-state lawyers are allowed to handle Social Security claims at the administrative level anywhere in the United States. However, if the case has to be appealed to federal court the out-of-state lawyer is usually not admitted to practice in the South Carolina District Court and can no longer handle the claim. The client who hires a national law firm may be sold short if the case ends up in federal court and they find themselves starting over with a new attorney.

Individuals should be aware that Social Security allows non-lawyers to represent claimants at the administrative level only. Clients should be careful, as many individuals and companies offering representation in Social Security disability claims are not actually attorneys. As a result, they may not be able to handle the case past the administrative level, necessitating a change in counsel mid-stream, a situation that could both complicate and impact a claim’s successful resolution.

Clients should be advised to fully research and evaluate any “free representation” offered by a long term disability carrier. In most cases the “free” representatives are not attorneys, and because they are being paid by the insurance company they may have a conflict of interest. Don’t let your client sign up for representation without consulting a Social Security disability specialist to explore the potential consequences. This could be a costly mistake and may be difficult to rectify.

With disabled clients, an awareness of all of the claim options and details is of vital importance, as the settlement of one may adversely affect another if the process is not managed well from the outset. Statutes of limitation and policy limitations can take a client by surprise with severe adverse consequences, so timing can be crucial as well. The coordination of various claims is key, and a qualified SSD attorney can make sure that application for and receipt of all benefits to which a client is entitled are handled in the most effective and efficient manner.

A disabling condition is life altering, but it does not have to cause financial ruin. Clients should be advised to seek qualified and knowledgeable counsel early and to know their rights under the law. Social Security disability law and related disability benefit programs are highly complex. Social Security disability cases are often long and drawn out, with complicated regulations and multiple levels of appeal. Clients will be well advised to obtain representation with significant experience in the area of disability benefits law, ideally someone who is board certified. Since Social Security disability fees are limited by regulation, getting a more qualified attorney doesn’t translate to bigger fees, just a better result for the client.

Robertson H. Wendt, Jr., practices law in Charleston, SC, and serves disability clients througho

Do not say Yes to Raw Deal: Tips for choosing the Best Auto Loan Deal

Buying a car entails a long process of things to be done. Commonly, many customers tend to focus all their energies on finding an auto loan quickly instead of looking for the best financing deal. Only after finding the right car do car buyers think about the auto loan and seek deals from the captive financing department of the respective car maker. However, arranging your car loan in advance is the most important step of purchasing your car. Therefore, finding and getting to the best auto loan deal will be fruitful for your long-term financial future.

Haste makes Waste: Avoid Raw Auto Loan Deals

You are going to save a lot of money by choosing the best auto loan deal. Learn how to concentrate on the right factors and maximize the benefits of auto financing.

1. Your Credit is Crucial

Applying for your auto loan without checking your credit score is a big mistake. Get your credit report, study your credit report for any faulty errors and revise it at the earliest. A good credit score can take years to build. However, even a small boost in your credit score can significantly impact your auto loan deal. For instance, a car buyer with a credit of 720, as compared to 710, will ideally pay a lower interest amount of approximately $1,100 on a car that costs $30,000. Therefore, do not be oblivious to your credit score and work on improving it before hunting an auto loan deal.

2. Check the Auto Loan Term

As new cars have become expensive, auto loan terms have become longer to ensure that the monthly payments are easy on the pocket. A 72-month auto loan term period has become the standard time that a person uses to repay an auto loan. However, just because the option to stretch your auto loan exists doesn’t mean you should take it. Opt for a 48-month or 60-month term period while making sure the payments are affordable. A great way to afford a short-term easy payment loan is to put a good amount of money down.

3. Choose Total Price over Payments

You can get tricked into thinking that lower payments mean a cheaper auto loan. The convenience of a lower monthly payment may help you obtain your car but it has a long-standing effect on your finances in the future. Whenever you negotiate on your auto loan, try and obtain an overall cheaper auto loan by getting lower interest rates. Shop around various lenders and get the lowest quotes on auto loans. A captive financing individual at the dealership will try to match or beat the lowest APR so look for the best auto loan deal on the market before you make your pick.

Choose only the Best Auto Loan Deal

At times, when we get an auto loan deal, we think it is the only deal available. Use online tools to get an understanding of the available auto loan deals. Look around the market and find your pick after thorough research and consideration. Do not be in a hurry to sign the dotted line. A great auto loan deal will not be presented upfront to you so make sure you use the right tools and make it the best auto loan deal for you.