I am in my 50-60s. I don’t need a financial planner… or do I?

We are getting older
• I need to look at aged care; I don’t know where to start.
• Need aged care for one of us, and don’t want to sell our family home.

Investing
• I’ve just retired and I’m worried my money isn’t going to last long enough.
• I think I have enough super but now I’m not sure.
• I have received an inheritance/ windfall and need help working out what to do with it.
• I want to start a self-managed super fund.

Protecting what we’ve got
• I seem to pay an awful lot for insurance; can you review what I’ve got?
• Do I have wills in place?

Parents are getting older
• Parents need to look at aged care; I don’t know where to start?
• I’d like to help talking to my parents about their wills, I’m worried the arrangements they have in place aren’t optimal!
• It’s likely I’m going to inherit a serious amount, I’d like to plan now how that will work!

Career
• I hate my job but I’m not sure I’ll be able to get another one. How long until I can retire?
• I want to take my career break but not sure I can afford it.
• I plan to retire soon am I going to have enough money?
• I would like to partially retire, but I’m not sure I can afford to.
• When can I retire?
• I’ve been offered a great job, but I will have to take a pay cut (at least for a while). Can I afford to take the job?
• We are looking at a move overseas for work; need to get our finances in order.
• When will I have enough income from my investments that I don’t have to work?
• Can I retire early and still have enough money to live on?

In addition, here are some other areas financial planner Melbourne may be able to help you with:
Goals, values and desires: We empower you to understand and express what you want out of life, visualising and documenting goals, values and desires putting a level of importance and urgency around them – critically- aligning these to your budget.

Debt plan: We coach you through how much your debt is costing you, the differences between good and bad debt, implement a better debt plan to secure financial freedom and reduce financial burden quicker.
Personal Family Protection Plan: We’ve walked a mile in your shoes. Kids, debt, education, the challenges of getting ahead. Making sure you have a sound family protection plan ensures your income, lifestyle and family are number one and your dreams never waiver.

Super is super: “Superannuation” is an ugly word. But super is super! Do you have any idea how it’s being invested? We dispel the myths and help you understand how you can fund your retirement.
Get a bloody will… Got a house? Got kids? Get a bloody will. Sounds simple – but if you have young kids, and family overseas or interstate – you need to consider who will be their guardians if anything happens.